Affluentry | Create Your Character

Step 1 of 7

What's your name?

Your character's name appears throughout the game.

First Name

Last Name

Step 2 of 7

How old are you when you start?

Age shapes your opportunity window. Younger means more time to compound wealth — but less capital to start with.

Starting Age

24

1865

Health Status

Adequate

Higher insurance costs, more frequent medical events

$420/mo

Average

Standard coverage, typical health expenses

$280/mo

Excellent

Lower premiums, fewer unexpected medical costs

$180/mo

Step 3 of 7

Highest level of education?

Your starting degree sets your earnings ceiling and how much student debt you carry into the game.

No High School Diploma

~$26k/yr starting salary

$0 debt

High School / GED

~$38k/yr starting salary

$0 debt

Associate's Degree

~$50k/yr starting salary

$18k debt

Bachelor's Degree

~$72k/yr starting salary

$38k debt

Graduate Degree

~$105k/yr starting salary

$72k debt

PhD or MD

~$190k/yr starting salary

$140k debt

Step 4 of 7

Where are you starting out?

Your city shapes your rent, salary multiplier, and real estate market. More opportunity usually means higher costs.

Red Creek, MS

Low COLLow Jobs

Rent ~$650/mo · Low opportunity, low cost

Pine Hollow, WV

Low COLLow Jobs

Rent ~$700/mo · Quiet, affordable, limited growth

Duston Valley, NM

Low COLMid Jobs

Rent ~$780/mo · Affordable, growing slowly

Prairie Bend, KS

Low COLMid Jobs

Rent ~$850/mo · Stable, mid-size city feel

Iron Ridge, MI

Mid COLMid Jobs

Rent ~$900/mo · Rust Belt, modest opportunity

Lakebridge, IL

Mid COLHigh Jobs

Rent ~$1,500/mo · Mid-market city, good balance

Sunport, TX

Mid COLHigh Jobs

Rent ~$1,400/mo · Fast-growing, no state income tax

Harbor Point, FL

Mid COLHigh Jobs

Rent ~$1,600/mo · Coastal, growing market

Easton City, NY

High COLHigh Jobs

Rent ~$2,800/mo · Top salaries, top costs

Metrovale, CA

High COLHigh Jobs

Rent ~$2,600/mo · Highest salaries, highest costs

Step 5 of 7

What's your family situation?

Family affects your monthly expenses, tax filing status, and scholarship eligibility.

Relationship Status

Single

Married

Divorced

Dependents

No children

1 child

2 children

3 or more

Step 6 of 7

How do you play with risk?

Your risk tolerance shapes your starting cash and the kinds of decisions available to you.

Conservative

Prioritize security. Steady, predictable moves.

Moderate

Balance risk and reward. Flexible approach.

Aggressive

High risk, high reward. Go bold or go home.

Starting Path

Employment

Steady salary from day one

Entrepreneurship

Your own venture — variable income

Freelancing

Project-based income, flexible hours

Step 7 of 7

Your character is ready.

These are locked in once you begin. Your financial story starts now.

Profile

Name—

Age—

Health—

Education—

Situation

City—

Status—

Children—

Debt—

Starting Cash —